General Information

City
Cebu City
State/Province
Central Visayas (Region VII)
Country
Philippines
Department
CREDIT & COLLECTIONS
Date
Wednesday, February 18, 2026
Working time
Full-time
Ref#
20038198
Job Level
Individual Contributor
Job Type
Experienced
Job Field
CREDIT & COLLECTIONS
Seniority Level
Associate

Description & Requirements

About Xerox Holdings Corporation
For more than 100 years, Xerox has continually redefined the workplace experience. Harnessing our leadership position in office and production print technology, we’ve expanded into software and services to sustainably power the hybrid workplace of today and tomorrow. Today, Xerox is continuing its legacy of innovation to deliver client-centric and digitally-driven technology solutions and meet the needs of today’s global, distributed workforce. From the office to industrial environments, our differentiated business and technology offerings and financial services are essential workplace technology solutions that drive success for our clients. At Xerox, we make work, work. Learn more about us at www.xerox.com.
JOB PURPOSE/MISSION/SUMMARY

A Credit Specialist is responsible for the credit reviews of Lexmark’s active customers and potential customers by determining the credit limit and payment terms to be granted based on the customer’s financial and non-financial status like earnings, sales, payment history/habits and purchasing activities.

Works closely with the Corporate Credit Manager and Regional Credit Managers in the entire credit granting process, including the consistent application of credit policy and periodic reviews of existing customers to maintain the company’s credit exposure within the set risk bearing limits.

Involve in recruitment; give training and motivations to the team in charge of customer accounts; supply leadership and coaching for assistance in achieving organizational goals and objectives.


KEY ROLES & RESPONSIBILITIES / KEY JOB FUNCTIONS:

CREDIT REVIEW PROCESSING

  • Conducts annual credit reviews on existing customer and re-review as requested by Regional Credit Manager.
  • Confers with credit reporting agencies and other business representatives to exchange credit information needed in assessing the credit worthiness and viability of the customer

  • Analyzes credit and financial statements of the customers to determine the degree of risk involved in extending credit.
  • Compares liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and others.

CREDIT LIMIT/PAYMENT TERMS RECOMMENDATION

  • Evaluates the customer’s records and recommends the credit limit and payment terms to be granted based on the company’s financial and non-financial status like earnings, sales, payment history/habits and purchasing activities.
  • Determine if credit insurance is needed specifically for high risk countries.
  • On-time and accurate updating of approved credit limit amount and payment terms in SAP.

SYSTEMS / PROJECTS / PROCESS DESIGN

  • Engage actively in the new projects and support the establishing and implementing process optimization actions for the respective area. Identify inefficiencies to establish consistent process models for the legal entities in scope, while ensuring compliance with internal and external laws, rules and regulations.

MANAGEMENT REPORTING

  • Assists in providing schedules for Statutory and audit requirements.
  • Prepares Credit team monthly reports.
  • Prepares and presents measurements result to stakeholders through monthly update of Credit Team KPI.
  • Suggest and develop management reporting.


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